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HomeStock Broker5Paisa vs Paytm Money

5Paisa vs Paytm Money

Side-by-side view of features, pricing context, and platform fit.

5Paisa

5Paisa

Active Clients: 3,43,187

5paisa.com is a prominent online stockbroker providing discounted brokerage services to individual investors in India. 5paisa Capital Ltd is a publicly traded and professionally managed entity founded by IIFL promoter...

Paytm Money

Paytm Money

Active Clients: 8,60,278

Founded in 2017, Paytm Money has emerged as a leading Indian wealth management platform, utilizing technology to simplify investment processes. It enables investments across a wide range of assets, including equities,...

Side-by-Side Compare Table

Category5paisaPaytm Money
Basic Details
  • •Broker Type: Discount broker
  • •Founded: 2016 (5paisa Capital Ltd under IIFL promoter group)
  • •Broker Type: Digital-first discount-style broker and wealth platform
  • •Founded: 2017
Charges & AMC
  • •Account Opening: Rs 0
  • •Trading AMC: Included in account structure
  • •Account opening is shown as digital and low-cost (source also references Rs 200 in one section).
  • •Maintenance charges are positioned as low/zero in key offers.
Brokerage
  • •Equity Delivery: Rs 20 per trade
  • •Equity Intraday: Rs 20 per trade
  • •Equity Delivery: Rs 20 or 2.5% (whichever is lower)
  • •Equity Intraday: Rs 20 or 0.05% (whichever is lower)
Other Charges
  • •Fund transfer charges may apply by mode (for example net banking fee in some cases).
  • •Statutory charges apply separately: STT, exchange charges, GST, SEBI charges, stamp duty.
  • •Auto square-off charge listed (Rs 50).
  • •Physical statement and courier fees can apply on request.
Leverage (Margin)
  • •Margin Trading Facility available via 5paisa Pay Later.
  • •MTF funding slabs available with different daily interest rates.
  • •Margin funding and MTF support are available in product positioning.
  • •Actual leverage depends on segment and risk policies.
Features
  • •Flat-fee structure across segments.
  • •One app for stocks, derivatives, mutual funds, ETFs, and bonds.
  • •Strong mutual fund and wealth app roots.
  • •GTT, GTC, CO, BO, and basket order support referenced.
Trading Platforms
  • •5paisa Mobile App
  • •5paisa Web / Trader Station
  • •Paytm Money mobile app
  • •Paytm Money web platform
Reviews & Ratings
  • •Positioned as a low-cost broker for active retail users.
  • •In this source snapshot, no single consolidated numeric overall rating is highlighted.
  • •Positioned as low-cost, digital-first platform with large user base.
  • •Source extract includes ratings section heading but not a full visible numeric table in this slice.
Investment Options
  • •Equity
  • •F&O
  • •Equity and F&O
  • •Mutual funds and SIP
Order Types Offered
  • •Regular market orders
  • •Delivery and intraday order flows
  • •GTT and GTC
  • •CO and BO
Suitable For (Investor Type)
  • •Cost-conscious traders who prefer flat brokerage.
  • •Users who want one platform for trading and investing products.
  • •App-first investors and traders seeking all-digital flow.
  • •Users wanting combined mutual fund plus stock execution.
Pros and Cons
  • •Pros:
  • •Flat Rs 20 pricing model.
  • •Pros:
  • •Broad digital investing stack with useful advanced order features.

Detailed Comparison

Basic Details

5paisaPaytm Money
  • •Broker Type: Discount broker
  • •Founded: 2016 (5paisa Capital Ltd under IIFL promoter group)
  • •SEBI Registration: INZ000010231
  • •NSE Member Code: 14300
  • •Net Worth: Rs 543.53 Cr
  • •Broker Type: Digital-first discount-style broker and wealth platform
  • •Founded: 2017
  • •SEBI Registration: INZ000240532
  • •NSE Member Code: 90165
  • •Net Worth: Rs 383.59 Cr

Charges & AMC

5paisaPaytm Money
  • •Account Opening: Rs 0
  • •Trading AMC: Included in account structure
  • •Demat AMC: Rs 300 yearly (often billed quarterly)
  • •DP Sell Transaction: Rs 20 per scrip (sell side)
  • •Account opening is shown as digital and low-cost (source also references Rs 200 in one section).
  • •Maintenance charges are positioned as low/zero in key offers.
  • •No branch-led offline opening model.

Brokerage

5paisaPaytm Money
  • •Equity Delivery: Rs 20 per trade
  • •Equity Intraday: Rs 20 per trade
  • •Equity Futures: Rs 20 per trade
  • •Equity Options: Rs 20 per trade
  • •Commodity/Currency: Rs 20 per trade across listed segments
  • •Equity Delivery: Rs 20 or 2.5% (whichever is lower)
  • •Equity Intraday: Rs 20 or 0.05% (whichever is lower)
  • •Equity Futures: 0.02% or up to Rs 20 per order
  • •Equity Options: Rs 20 per order

Other Charges

5paisaPaytm Money
  • •Fund transfer charges may apply by mode (for example net banking fee in some cases).
  • •Statutory charges apply separately: STT, exchange charges, GST, SEBI charges, stamp duty.
  • •Auto square-off charge listed (Rs 50).
  • •Physical statement and courier fees can apply on request.
  • •Usual statutory and exchange charges apply.

Leverage (Margin)

5paisaPaytm Money
  • •Margin Trading Facility available via 5paisa Pay Later.
  • •MTF funding slabs available with different daily interest rates.
  • •Up to around 4x leverage on approved MTF securities.
  • •Margin funding and MTF support are available in product positioning.
  • •Actual leverage depends on segment and risk policies.

Features

5paisaPaytm Money
  • •Flat-fee structure across segments.
  • •One app for stocks, derivatives, mutual funds, ETFs, and bonds.
  • •Paperless account opening.
  • •Tools like FnO 360 and trading research utilities.
  • •Strong mutual fund and wealth app roots.
  • •GTT, GTC, CO, BO, and basket order support referenced.
  • •Advisory and market education content ecosystem.

Trading Platforms

5paisaPaytm Money
  • •5paisa Mobile App
  • •5paisa Web / Trader Station
  • •5paisa Trade Terminal (desktop)
  • •Paytm Money mobile app
  • •Paytm Money web platform

Reviews & Ratings

5paisaPaytm Money
  • •Positioned as a low-cost broker for active retail users.
  • •In this source snapshot, no single consolidated numeric overall rating is highlighted.
  • •Positioned as low-cost, digital-first platform with large user base.
  • •Source extract includes ratings section heading but not a full visible numeric table in this slice.

Investment Options

5paisaPaytm Money
  • •Equity
  • •F&O
  • •Currency
  • •Commodities
  • •Mutual Funds (including direct plans)
  • •ETFs and Bonds
  • •Equity and F&O
  • •Mutual funds and SIP
  • •IPO and ETFs
  • •Bonds and NPS

Order Types Offered

5paisaPaytm Money
  • •Regular market orders
  • •Delivery and intraday order flows
  • •Derivatives order support through app/web/terminal
  • •GTT and GTC
  • •CO and BO
  • •Basket orders
  • •Standard market and limit order workflows

Suitable For (Investor Type)

5paisaPaytm Money
  • •Cost-conscious traders who prefer flat brokerage.
  • •Users who want one platform for trading and investing products.
  • •Traders who need desktop plus mobile workflow.
  • •App-first investors and traders seeking all-digital flow.
  • •Users wanting combined mutual fund plus stock execution.
  • •Retail traders who use advanced order types.

Pros and Cons

5paisaPaytm Money
  • •Pros:
  • •Flat Rs 20 pricing model.
  • •Wide product coverage in one account.
  • •Multiple trading platforms and paperless onboarding.
  • •Cons:
  • •Some payment and operational charges can apply depending on usage mode.
  • •Full-service advisory depth is lower than many traditional full-service brokers.
  • •Pros:
  • •Broad digital investing stack with useful advanced order features.
  • •Low-cost brokerage cap structure.
  • •Strong integration with investor education and content.
  • •Cons:
  • •No branch-support model for offline users.
  • •Account opening and fee terms can vary by campaign and segment.

Final Note

Use this side-by-side comparison as a starting point and verify the latest brokerage and compliance details on official broker pages before taking decisions.

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