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HomeIPOMoneyview
Moneyview

Moneyview

Open Date

Sep 24, 2026

Close Date

Sep 28, 2026

listed

Min Investment

₹14,994

Lot Size

441 Shares

Issue Size

₹1091.68 Cr

Price Range

₹32 - ₹32

Listing Date

Oct 1, 2026

IPO Doc

RHP PDF

About Moneyview

Moneyview Ltd. is a fintech business registered in India which operates through its mobile platform providing customers with various financial services. The fintech company operates through its digital platform and provides customers with personal loans, tracking of credit, and financial management services. Through the use of technologies and data analytics, the fintech business determines the creditworthiness of their customers and provides them with fast loans. The platform used by the company operates as a two-sided network and links their users searching for financial products with banks, NBFCs, insurance companies and other financial institutions providing them with such financial products. As of December 31, 2025, they have 125.49 million Registered Users and 42 Financial Partners within the network. As of December 31, 2025, the company provides its financial services to 99.55% of all pin codes in India without any branches and processes almost 200,000 loan applications daily through minimal human interference.

Checklist Quality Analysis

Revenue Growth

Company Valuation

Earning Expansion

The investment checklist helps you understand a company's financial health at a glance and identify quality investment opportunities easily.

₹14(+42.65%)GMP
41.18%Prediction Listing Gain

Grey Market Premium (GMP) Trend

Moneyview IPO - Issue Objectives

The company will invest ₹250 crore in WFPL in FY27 to boost lending. The company will add ₹325 crore in DLG support to boost partner-funded lending. Part of the IPO proceeds will fund corporate expenses and issue costs.

Investment in subsidiary

33.3%

Investment in loan disbursals DLG arrangements

43.3%

General corporate purposes

23.3%

1

Investment in subsidiary

The company will invest ₹250 crore in WFPL in FY27 to boost lending.

33.30%
2

Investment in loan disbursals DLG arrangements

The company will add ₹325 crore in DLG support to boost partner-funded lending.

43.30%
3

General corporate purposes

Part of the IPO proceeds will fund corporate expenses and issue costs.

23.30%

IPO Subscription Status

QIB
230.54x
NII
120.37x
Individual
20.41x
Total
101.87x

Times subscribed by category (bars capped at 10x for readability). Dashed line marks 1.0x (fully subscribed).

Financials of Moneyview

In Cr.

About Strength & Risks

Why this IPO looks interesting

Key positives investors may want to consider before applying.

01

Large and increasingly monetised user base

Registered users grew at a CAGR of 26.92% to 13.41 crore during FY24-FY26, while monetised users grew from 46.2 lakhs to 1.08 crore. By June 2026, the monetisation level was 8.48%, leaving room for additional conversion from the current base.

02

Strong repeat engagement

Repeat AUM increased from 42.08% in FY24 to 60.86% in FY26 and 62.70% in June 2026. This signals growing repeat borrowing and can underpin lifetime value without commensurate customer-acquisition expenditure.

03

Data-led risk segmentation

In-house AI/ML models analyse more than 100,000 variables and can differentiate risk within similar bureau-score cohorts. Annualised losses improved from 7.9% in FY24 to 6.9% in FY26 and 6.9% in Q1FY27.

04

Scalable digital operating model

The platform covered 99.04% of Indian PIN codes and handled over 200,000 loan applications per day, with typical loan offers in five seconds. Q1FY27: Operating expenses as a percentage of total income fell to 34.14% from 56.42% in FY24.

05

Diversified capital and partner network

Moneyview had 48 financial partners, including 22 personal-loan regulated entities, while WFPL had 50 debt partners, including 17 banks, and more than 100 debt-security holders. This supports a mix of partner-funded and own-book lending.

06

Favourable digital-credit runway

Digital personal loans are projected to grow at 26–27% CAGR during FY26–FY31. Moneyview’s 10.5% share of FY26 digital unsecured personal-loan sanctions, Tier 2 and beyond reach and expanding product suite position it to participate in this growth, subject to execution and credit discipline.

What investors should watch closely

Risk factors and possible pressure points around the offer.

01

Credit-loss and DLG exposure

Impairment expense increased to ₹983.53 crore in FY26 and stood at 5.16% of average Managed AUM. As on 30th June 2026, DLG exposure was ₹1,060.78 crore or 43.92% of net worth. If more borrowers default, WFPL provisions and Moneyview’s DLG expense would likely rise.

02

Rising Stage 3 loans

WFPL’s Gross Stage 3 ratio rose to 2.74% in FY26 from 0.94% in FY24 and stood at 2.72% in June 2026. Its loans are unsecured, so there is no realisable collateral in case of default.

03

Partner and fee-income dependence

The top ten financial partners generated 37.36% of FY26 revenue from operations. Fees and commission income represented 56.68% of FY26 operating revenue; partner exits, lower volumes or fee renegotiation could therefore affect earnings.

04

Regulatory and data-protection exposure

Moneyview operates within RBI digital-lending, DLG, insurance-distribution, UPI and NBFC frameworks. Interpretation changes could restrict workflows or increase compliance costs. Non-compliance with data protection could also lead to penalties of up to ₹250.00 crore.

05

Technology and cybersecurity risk

Operations depend on continuous availability of one cloud-service provider. In FY26, a cyber incident at WFPL resulted in a pre-tax loss of ₹46.65 crore, although the core systems and customer-facing operations were not impacted.

Contact Details

Moneyview

17/1, 1st and 2nd Floor, The Address Building, Outer Ring Road, Marathahalli, Kadubeesanahalli,/n Bangalore Urban, Karnataka, 560103

8067650903
investor.relations@moneyview.in
https://moneyview.in/

Moneyview IPO - FAQs

Moneyview IPO is a Mainboard IPO. The issue is priced at 32-₹34. The minimum order quantity is 441 Shares. The IPO opens on 24 Sep, and closes on 28 Sep. TBA is the registrar for the IPO. The shares are proposed to be listed on BSE, NSE.

IPO Timeline

  • Pre Apply2026-09-23
  • Bidding Starts2026-09-24
  • Bidding Ends2026-09-28
  • Allotment Finalisation2026-09-29
  • Release of Funds2026-09-30
  • Demat Transfer2026-09-30
  • Listing2026-10-01

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